This Christmas, why do not you grab colored paper, glue and a few ribbons, plus icing sugar and cookie mix, and set aside a day to make decorations and cookies as gifts?
Your children will love it, your house will look and look beautiful and there is nothing like homemade gifts to make someone feel special.
Christmas is a time to celebrate the good that we see around us, and it is also a time when families spend lots of gifts and other essential items. This only means that the expense reaches a historical maximum, which will surely leave you abandoned at the end of the holiday season. This time, it is better to start early to save the burden of last minute purchases that not only devour your wallet, but also your peace of mind.
Apart from the obvious, you can also resort to some DIY decorations, ecological gift options or even ban gifts completely. Reduce your spending by giving a loved one something more precious as your time. Among the things you can do to keep from ruining yourself after the holiday season, here are some ways to get a good amount of money too.
Set your budget
Start by fixing your budget. Sit with your family and write down the expenses. Make a list of the things that are essential and those that can be attended at a later time. Reserve a certain amount after you have resolved your monthly budget, and make sure you do not eat the funds that will help you pay for the month’s expenses. You could even start planning a couple of months in advance to save a fixed amount and prepare it for Christmas.
Make a list
Even Santa makes a list and checks it twice, so why do not you try the same? Make sure you have a list in advance, to help you decide how much you need to spend this Christmas. When you go shopping, be sure to bring the list so you do not end up buying too many things for your loved ones. Also, remember to make a list of the essential things you will need for Christmas so that you do not miss out on sales and offers in stores.
Limit your purchases
We know that it is impossible to participate in the season of giving without giving anything to yourself, so it is essential that you think a little about the gifts. Having said that, it is imperative that you make a list and fulfill it. Do not stop being courted by offers in stores. Limit your purchases to the essentials, and do not overdo it while buying gifts.
The sale advantage
Sales are the word. Buy during sales to get the most out of discounted prices. Off-season sales are your best bet. Let’s say you can buy Christmas right after it ends. This will ensure that you get the lowest prices and the best products at one time. You can still give favors and gifts when you have a tight budget if you have been wise enough to buy items throughout the year.
Drill into your system to start early. Do not continue buying at the last moment or you will end up collecting things that are much more expensive than you had imagined. To make it easier in your pocket, start collecting things that could be presented as gifts during the holiday season well in advance. Which means you could buy fragments throughout the year to avoid a last-minute rush. Remember, there is nothing wrong with stocking up for Christmas in advance.
It is not about the gift that matters, but about the idea that it is about making it special. Instead of buying new cards and Christmas gifts, invest your time in creating something that your loved ones will be proud to own. For example, you could convert old cards into a new one with a little creativity on your part. Look around garage sales for things you could use.
Ditch Cards, use cash
Using cash instead of your credit card to make purchases is highly beneficial. Not only does it limit the amount you spend, it also makes you think twice before making an impulse purchase. For a change, go shopping with only the amount of your budget in hand. Surely you will end up thinking about the things you buy.
Opt for gift cards
Why not give gift cards this year? With gift cards, it has the advantage of putting a fixed amount for a particular individual. In short, it is economical, it helps you stay within your budget and allows your loved ones to buy the gift of your choice. Without anyone complaining, it is definitely an option to consider for a budgeted Christmas.